Q - How Much Can I Borrow?

A - We offer loans from £ 5000 - £ 1 Million with repayment terms from
3 to 30 years. The amount you can borrow depends on your own circumstances and your ability to repay the loan. Please see are repayment calculator for some quotes.

Q - How Fast Can I Have The Money?

A - All advances under £ 25,000 are subject to an 'eight day cooling off period' by law. Generally we have all application paid out within two weeks.
Advances over £ 25 000 can be completed in a matter of days.

Q - How Much Will It Cost?

A - This depends on how much you borrow and over how long you take it. You can tell us what budget you are working to and we can 'Tailor Make' a deal to suit you! Please see our repayment calculator for some quotes.

Q - What Can The Money Be Used For?

A - The loans we offer can be used for any purpose! Any mortgage arrears have to be paid off from the proceeds of the loan but the rest is up to you…A new car, A Holiday, A Wedding, An extension, Consolidation of Loans & Credit / Store Cards… its up to you!!

Q - What If I Am Self-Employed & Can't Prove My Income?

A - No Problem! Lots of people are in this situation, all you need do
is be truthful and tell what you do and how much you earn. It couldn't
be simpler!

Q - Does It Really Matter If I Have Bad Credit?

A - Not with us it doesn't, no! As long as you are not currently bankrupt then we can look to place your application with a number of companies that specialise in adverse cases

Q - Is My Application Confidential?

A - Yes, your application is strictly private & confidential. We do not contact your employers and we are registered members of the Data Protection.

Q - How Will I Repay My Loan?

A - You can pay your loan back by a number of different ways. The most popular one is by Direct Debit. Alternatively, you may pay by standing order or a payment book.

Q - What Happens If I Loose My Job or I Am Taken Ill & Cant Make The Repayments?

A - We offer a fully comprehensive insurance service which covers you against the unforeseen. Whether you are taken ill and are unable to work, if you are made redundant, even if you are self-employed. We also offer life insurance plans to repay the loan if you were to die. We would strongly recommend you take advantage of this service as an extra little cost you have total peace of mind.

Q - Can I Repay My Loan Early?

A - Yes you can repay your loan early. There is no limit on how long you have to keep your loan / mortgage. Whatever the reason you can request a redemption figure from either us or the lender which will have all the necessary details on regarding payment. Any questions please just call and ask!

Q - How Will I Receive My Money?

A - Your money can be received a number of ways. You can have a cheque in your sole name or jointly with a partner or what most people prefer is a direct transfer straight into your bank account. Your cash clears instantly!!

Q - Can I Have Any More Money Once My Application Completes?

A - Simple, if you want some more money just phone and ask us. We will do our very best to get you a further advance which can be arranged very quickly.

If there are any questions which we have not answered or you are not too sure about something - please call one of our friendly members of staff!

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